Finance & Economy Writer
James Mercer began his career covering financial markets for a wire service, developing the habit of writing fast and accurately under deadline pressure. Over the years he has broadened his coverage to include macroeconomic policy, central bank decisions, and the ways global financial trends filter down into everyday life. James is particularly skilled at connecting abstract economic forces to concrete human consequences — whether that is inflation eating into household budgets or interest rate shifts reshaping the housing market. His writing is clear, data-driven, and free of unnecessary jargon. He holds a degree in economics and a postgraduate qualification in financial journalism. He is an avid reader of economic history.
Areas of Expertise
The down payment is just the beginning. First-time buyers routinely underestimate total purchase costs by $15,000–$30,000. Here's what to budget for before you sign.
James Mercer
Most side hustles fail within six months. The ones that succeed share a handful of specific traits. Here's how to pick the right one, start lean, and build income that lasts.
James Mercer
Most people leave money on the table because they don't negotiate. Here's the research-backed approach that works — including what to say, when to say it, and how to handle pushback.
James Mercer